Last Updated: October 12, 2025

Welcome to Opulent Bonds (“we”, “us”, “our”). These Terms of Service (“Terms”) govern your access to and use of our website, mobile application, and services (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you may not use the Service.

1. Definitions

  • “User”, “you”, “your” – anyone who uses or accesses the Service.
  • “Account” – your registered user account.
  • “Subscription Plan” – a recurring paid plan such as Silver or Gold.
  • “Free Trial” – a temporary access period before paid billing begins.
  • “Content” – any information, images, or material posted via the Service.

2. Acceptance of Terms

By creating an account or using the Service, you confirm that you have read, understood, and agreed to these Terms and our Privacy Policy.

3. Eligibility

You must be at least 18 years old to use Opulent Bonds. You represent that you meet this requirement and are legally able to enter a binding agreement.

4. Account Registration & Security

  • You agree to provide accurate and complete information when creating your account.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • You are responsible for all activity under your account.
  • Notify us immediately if you suspect unauthorized use of your account.

5. Subscription Plans, Billing & Payment

  • We offer paid subscription plans (Silver, Gold) with added features.
  • All payments are processed through Google Play or the App Store.
  • Subscriptions renew automatically unless canceled before renewal.
  • If a free trial is provided, billing starts only after the trial period ends.
  • You can cancel anytime in your Google Play or App Store account settings.
  • We may adjust prices or plan benefits with prior notice.

6. Refunds

Payments are non-refundable except where required by law. No credits or refunds will be issued for partial billing periods or unused time.

7. Permitted & Prohibited Use

You agree to use the Service responsibly and lawfully. You may not:

  • Harass, threaten, or exploit other users.
  • Post or transmit any illegal, obscene, or harmful content.
  • Use bots, scrapers, or automation to access the Service.
  • Reverse engineer or modify our app or website.

We reserve the right to suspend or terminate accounts that violate these rules.

8. Intellectual Property

All logos, names, designs, and content are the intellectual property of Opulent Bonds. You may not copy or reproduce them without prior written consent.

9. Termination

We may suspend or terminate your account at any time for violations of these Terms. Upon termination, your right to use the Service immediately ends.

10. Disclaimer of Warranties

The Service is provided “as is” and “as available.” We make no warranties of any kind regarding reliability, security, or availability.

11. Limitation of Liability

To the fullest extent permitted by law, Opulent Bonds shall not be liable for any indirect, incidental, consequential, or special damages, including loss of data, emotional distress, or damages resulting from interactions with other users. You acknowledge that Opulent Bonds is not responsible for the conduct of any user, whether online or offline. Our total liability for any claim arising out of or related to your use of the Service shall not exceed the total amount you paid to us in the twelve (12) months preceding the claim.